There are several factors to consider before obtaining a personal loan to pay off credit cards. To qualify for the best personal loan rates, you will need a high credit score, and time to research. It is best to thoroughly search around the internet to spot any promotional rates being offered. Consolidating multiple credit cards into one loan simplifies paying off your debt by forming a definitive timeline and consistent payment amount to meet your debt free goal. Personal loans are typically simple and quick and involve no fees. There are pros and cons to any type of financial decision, and consolidating from credit cards to personal loan is no different.

Pros:


What is a credit union? Credit unions are full-service financial institutions that solely exist to serve their members and, as member-owned and cooperative institutions, provide a safe place to save and borrow at competitive rates. Credit unions work for their members–not for stockholders. This means the focus is not on profits, but on creating the best member experience possible.

Lafayette Federal is a local credit union that has been serving members worldwide since 1935. We pride ourselves in treating our members as unique individuals with specific needs and financial goals. With rates and terms more favorable than those of other financial institutions, as well as top-notch member service, Lafayette Federal is a leading choice for consumer and business banking.


Arlington Community Credit Union Announces “Loans That Give” Program Donates to Five Arlington Charities

ARLINGTON, VA (November 15, 2017) – Arlington Community Credit Union (ACFCU) announced today the launch of its new campaign “Loans That Give.” The campaign will donate $25 to one of five local charities for every new loan or credit card of $2,500 or more. The campaign runs through December 30, 2017.


Arlington, Virginia – Wild Birds Unlimited is having a party to celebrate their 26th Anniversary on Saturday, November 18, from 8:00 a.m.-8:00 p.m.

The nature specialty store is proud to have “brought people and nature together” for all these years. “We are very grateful for the support, encouragement and friendships we have created over the past 26 years. We want to say thank you by having this party,” says owner Michael Zuiker.


Don’t miss out on this special offer! Learn more at www.lfcu.org/holidayloan.

*APR = Annual Percentage Rate. APR of 2.74% for loan amounts up to $5,000. APR of 4.74% for loan amounts $5,000.01 up to $10,000. Offer expires on January 31, 2018. Must be at least 18 years old with a minimum credit score of 660 to be eligible for up to $5,000 and a minimum credit score of 700 to be eligible for $5,000.01 up to $10,000. Standard underwriting guidelines will apply. Sample payment: $28.97 per $1,000 borrowed for 36 months at 2.74% APR. $29.85 per $1,000 borrowed for 36 months at 4.74% APR. $50 minimum balance required to open and earn 0.10% APY** on LFCU share savings account balances. $5 minimum balance required to open and earn 0.025% APY** on LFCU checking account balances. **APY=Annual Percentage Yield. Rates effective November 1, 2017. Rates may change at any time without prior notice, before or after the account is opened. Your savings federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. NMLS #464425.


Patrick McDonald is blind but that doesn’t stop him from serving as the manager of a snack facility at the Pentagon in Arlington, Virginia that grosses more than $1 million in annual revenue. McDonald is proud to continue his family’s strong tradition of military service. Both his father and brother had military careers, in the Marine Corps and Air Force, respectively.

Though retinitis pigmentosa, a (frequently) hereditary condition that causes gradual blindness, prevented McDonald from enlisting, he has made it his life’s work to ensure that those who defend our country get the fuel they need to meet the challenges they face on a daily basis. Prior to managing his Pentagon food business, McDonald spent five years running a deli and cafe at the Army Material Command Center in Arlington.


Lafayette Federal has sought to provide its members with the necessary tools to help reach financial independence. As we continue to adapt and expand our product and service offerings, we want to make sure our members know about the opportunities available at Lafayette Federal Investment Services and Retirement Solutions, through CUSO Financial Services, L.P. (CFS).*

We’ve recently hired two highly-skilled Financial Advisors to serve our members even better. They are looking forward to working with you to develop a personal plan for your financial future.


You know the deal. You’ve been good all year and now it’s time to be rewarded. Let us grant your first holiday wish–apply for a Lafayette Federal mortgage loan by December 31st and we’ll give you TWO gifts. Take advantage of this deal NOW because, like all good things, it must come to an end.

OUR GIFT TO YOU: Apply for a Lafayette Federal mortgage loan no later than December 31, 2017 and you’ll get:


Arlington, VA – Encore Stage & Studio hosts its annual 5K run/walk and kid’s 1K fun run on Saturday, October 28, 2017. Families and community members are invited to enjoy a run on the scenic W&OD trail through Bluemont Park. Starting line begins in the south pavilion located on 399 N Manchester St, Arlington, VA 22203. Face painting and children’s games will be provided throughout the morning.

All runners and walkers are encouraged to wear their Halloween costumes for the race. Prizes will be awarded for the best costumes. Last year, over 70 runners participated in Encore’s run! Prizes were awarded for the best time, most frightening costume, the most creative costume and more. “This is a wonderful opportunity to celebrate the fall season while giving back to the community in a healthy and family-friendly way!” says Sara Duke, Encore Executive Director.


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