Get a $1,500 credit for your home at closing and if you don’t love your new home we will buy it back or sell it for free for 12 months exclusive to event attendees only. PLUS — the first 5 to attend the seminar will get a FREE Amazon Echo Dot!*

Dan Lesniak, author of The HyperLocal HyperFast Real Estate Agent, is hosting a Home Buying Seminar event on April 24 from 6 – 8 p.m. at our Rosslyn office located at 1600 Wilson Blvd, Suite 101, Arlington, VA 22209. The seminar will last approximately one hour and then we will have time after for questions and one-on-one appointments.

We will have specialists on hand (including lenders and buyer agents) to give you an overview of the buying process. Not only will you get a complete home buying overview, but you will learn our valuable home buying strategies that will save you 3% or more when you purchase. That is some serious savings!

The Orange Line Living and Keri Shull Team together helped over 200 families purchase homes in 2016. Together, they are the No. 1 real estate team in Arlington, the No. 1 real estate team in Virginia by volume and top 5 in the D.C. metro area as well. Their aim is to help even more families find their dream home in 2017 and you have the opportunity to be one of those people.

Details

When: Monday, April 24 from 6-8 p.m.
Where: Optime Realty, 1600 Wilson Blvd, Suite 101, Arlington, VA 22209
Cost: Free
Parking: Validated Parking or Street Parking
Food: Appetizers and Drinks from Kona Grill
Contact: [email protected] or call 571-969-7653

Space is limited so you don’t miss out. To register, go to www.vipbuyerseminar.com or email [email protected].

*terms and conditions apply, please visit vipbuyerseminar.com for complete details

In The HyperLocal, HyperFast Real Estate Agent, Dan tells how he used the Segmentation, Targeting and Positioning (STP) framework to identify potential markets, choose which ones to go after and how to add massive value to the consumers in that market. This book will teach you how to use the STP framework to enter new markets or increase market share in your existing markets by adding more value to your potential clients and communicating your value proposition to the market. Download 10 tips from Dan for free here.


Just Reduced banner

Each week, “Just Reduced” spotlights properties in Arlington County whose price have been cut over the previous week. The market summary is crafted by licensed broker Aaron Seekford of Arlington Realty, Inc. GET MORE out of your real estate investment with Aaron and his team by visiting www.arlingtonrealtyinc.com or calling 703-836-6116 today!

Please note: While Aaron Seekford provides this information for the community, he is not the listing agent of these homes.

Before we get rolling on our weekly real estate insight… man, it’s another exciting time to be a D.C. sports fan. Our team is sending all of the good vibes possible to the Caps and Wizards in the coming days. (And most immediately, the Caps. They really need to pull out the W tonight!)

Having access to a number of pro sports teams in D.C. is just one of the perks of living in Arlington County. A ball (or puck) game is always just a stone’s throw away (not to mention a Ravens or O’s game just up the road in Baltimore, too).

Additionally, you don’t even have to leave Arlington’s friendly confines for world-class restaurants, shopping, entertainment and much, much more. We simply have it all.

When you’re ready to make the ultimate investment in this wonderful community, through homeownership, give me a shout. We’ll ensure you GET MORE out of your transaction so you can ultimately enjoy even more that Arlington County has to offer.

As of April 18 there are 214 detached homes, 36 townhouses and 222 condos for sale throughout Arlington County. In total, 30 homes experienced a price reduction in the past week.

Here is this week’s selection of Just Reduced properties:

Please note that this is solely a selection of Just Reduced properties available in Arlington County. For a complete list of properties within your target budget and specifications, contact Aaron Seekford.


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This regularly-scheduled sponsored Q&A column is written by Eli Tucker, Arlington-based Realtor and Rosslyn resident. Please submit your questions to him via email for response in future columns. Enjoy!

Question: What is the likelihood that a lender will approve a loan for ~$500,000 for a first time buyer putting 10% down in a condo building that is approaching or over 50 percent units being rented out?

Answer: This question gives me another opportunity to bring in an industry expert: loan officer Jake Ryon of First Home Mortgage (NMLS #993471). Below, Jake debunks the common myth about rental ratios in condo buildings and introduces the factors that actually impact condo loans most frequently.

MYTH: Buyers Can’t Qualify For Condo Loans If More Than 50 percent of Units Are Rented

One of the most common myths that exists in the industry is that buyers cannot get a loan if more than 50 percent of units are being rented out in a condo building.

TRUTH: Most Homeowners Can Qualify For Condo Loans Regardless Of Rental Ratio

The percentage of units rented in a condo building (aka investor ratio or owner occupancy ratio) has no impact on loans for borrowers that are purchasing or refinancing their primary residence or second home.  If the borrow is an investor seeking a conventional loan, the building must have at least 50 percent of the units occupied by owners (not rented).  FHA’s requirement is the same but does not apply to second homes.  While condo associations may elect to self-impose a rental cap, as it stands now with Fannie Mae and Freddie Mac, it currently doesn’t impact borrowers who are purchasing or refinancing their primary residence or second home.

What Does Impact Loans On Condo Buildings?

  1. Commercial/Non-Residential Square Footage: Currently, Fannie and Freddie cap the total commercial/non-residential square footage in a building at 25 percent of the total space, up from 20 percent a few years ago.  Your lender may be able to obtain a project waiver directly from Fannie Mae if the commercial/non-residential square footage exceeds the 25 percent cap.  I was recently able to obtain a waiver for a five unit project that has 38 percent commercial space (in D.C.) because we were able to show it was common in the area, didn’t impact marketability and were able to provide several comps with similar square footage of commercial/non-residential space.
  2. Single Entity Ownership: The maximum number of units owned by one entity can’t exceed 10 percent of the units in the project per Fannie and Freddie guidelines.  If it is a 2-4 unit project (rare in Arlington, very common in DC), no entity can own more than one unit.  Both Fannie and Freddie do allow one entity to own two units in a project with 5-20 units.  A project waiver may be possible from Fannie Mae if a single entity owns greater than 10 percent.
  3. Delinquency: Fannie and Freddie do not allow more than 15 percent of the units in the Association to be > 60 days delinquent on the payment of their monthly assessments for the project to be warrantable (approved for loans).  A project waiver may be possible with Fannie Mae if the delinquency rate is slightly higher than 15 percent.
  4. Budget: Fannie and Freddie require the Association’s current year adopted budget to include a minimum of 10 percent of the annual monthly assessments to go towards the reserve fund.  If the budget does not document the required 10 percent, a current reserve study that supports the Association’s current level of contribution may be acceptable.

If you have any questions about condo warrantability or anything else loan-related, Jake Ryon can be reached at [email protected]202-448-0873 or online. He is located at 1015 15th Street NW Suite #375 Washington DC 20005.

If you’d like a question answered in my weekly column, please send an email to [email protected]. To read any of my older posts, visit the blog section of my website at http://www.RealtyDCMetro.com.

Eli Tucker is a licensed Realtor in Virginia, Washington DC, and Maryland with Real Living At Home, 2420 Wilson Blvd #101 Arlington, VA 22201, (202) 518-8781.


Washington Boulevard will transform into an art-lover’s paradise on Saturday, April 22, and Sunday, April 23, during the 5th Annual Arlington Festival of the Arts. One hundred and fifty national and international artists are set to display their fine works from across the nation in a prestigious show encompassing fine jewelry, exquisite works of art and hand-crafted apparel and decor. Whether your passions run to sparkling jewels and one of a kind paintings, exquisitely crafted glasswork or an art deco sculpture, you are sure to find it during the free, two-day event.

Clarendon offers some of Arlington’s hottest restaurants, nightlife, shopping and lifestyle storefronts which lends itself to the high-quality artists’ showcase. Presented by Howard Alan Events, the 5th Annual Arlington Festival of the Arts represents original, hand-crafted artwork selected by an independent panel of expert judges. Hundreds of applicants apply for the Festival of Arts each year, vying for the chance to showcase their creations to the distinguished and discriminating community of Arlington. HAE’s careful vetting process ensures a wide array of mediums and price ranges are always offered during the Festival.

Unlike other art festivals, the Arlington Festival of the Arts are produced free of charge to the public in “pop-up gallery” fashion. Instead of gallery assistants or managers, each artist’s booth is overseen by the artist him or herself. This hallmark of HAE’s shows allow all visitors and appreciators to meet the creator behind each work of art, and to discover the inspirations and processes that go in to each creation.

The all-ages, Arlington Festival of the Arts invites everyone to enjoy a beautiful stroll amongst inspired and inspiring, handmade-in-the-USA creations. Ample parking is available and pets on leashes are always welcome. The free, outdoor event is located at 3003 Washington Boulevard. Participating artists and more information can be found by visiting www.artfestival.com.

The preceding post was written and sponsored by Howard Alan Events.


The following bi-weekly column is written and sponsored by Bark & Boarding, which provides a heart-centered and safe environment for your pets. Conveniently located at 5818-C Seminary Road in Bailey’s Crossroads, Bark & Boarding offers doggy daycare, boarding, grooming, walking and training services, plus in-home pet care.

We all know your pets seem to understand what it means when a suitcase comes out of the closet. Dogs especially, want to be part of the family and I won’t plan vacations unless my dog can come along.

If your pup isn’t joining the family vacation, you’ll most likely take him for a boarding stay. Here are a few things you can do to ensure your dog’s ready for his next boarding stay.

Boarding Facilities

Before your dog’s stay, visit the facility and ask for a tour. Ask how many staff members will be on-site during your pup’s stay. You want to make sure there are at least 2-3 supervisors in the facility caring for the dogs. Is it a daycare environment during the day? If not, how often do they go out for exercise and for how long?

Another important detail is inquiring into what cleaning supplies, such as disinfectant, they use. Are they pet safe? We use Simple Green disinfectant, an all-natural, animal friendly cleaning product.

Observe how well the boarding facility is organized. Does it look like personal items such as beds, blankets and leashes are clearly marked and feeding instructions obvious? Are employees engaging and affectionate with other dogs? Ask the facility if they provide any social media check ins. Bark + Boarding posts photos and videos twice a day on Facebook so that clients can check in and see their dog while they’re away.

If your dog suffers from crate anxiety, see if they offer an alternative to crating. At Bark + Boarding, we’ve built smaller rooms called “zones” for dogs with crate anxiety.

Trial Run

We recommend doing a trial run before a lengthy stay, especially if your pup is new to the environment. Book a one-night stay and ask the staff to take notes on your dog’s behavior, getting the report when picking up. Because we’re also a daycare facility and your dog will be in daycare during their stay, you should bring her in for a few days of playtime before boarding. This helps your dog to associate the facility with fun and minimizes any feelings of abandonment when they stay the night.

Arrival Day

Bring your dog on the first day of boarding as early as possible. You want to give your pup plenty of time to play before they’re crated or put in the zone for the night. By allowing for extra playtime, your pup will be tuckered out and ready for a good night’s sleep. Arriving close to bedtime can stress your dog out and they won’t get a chance to blow off some of that steam. We feel so strongly about this that we ask clients to drop off your dog before 4 p.m.

What to Bring

You should bring your dog’s usual food. Other boarding facilities may provide food, but we think it’s important to keep your dog on his normal diet with the same feeding schedule as if they’re home. Some dogs find boarding stressful and if not eating their normal diet, it can result in an upset stomach.

Bring along an item from home, such as a small bed, blanket or towel and ask the staff to put it in the crate at night. Smelling a familiar scent from home can be a soothing reminder for your pup. If your dog needs medication, make sure the staff understands the dosage instructions and provide pill pockets or peanut butter if this is how medication is administered at home.

The best way to determine if your dog is happy with your choice of boarding facility is to pay attention to their reaction when you pull up to the front door of the business. If they’re excited, you’ve found a winner. Travel safe!


Arlington’s Home Show and Garden Expo will return this month on April 22. It’s a convenient way to learn about remodeling, greening, and improving your home.

One of the most popular features of every Home Show are the free classes and workshops offered to visitors. This year the Home Show and Garden Expo falls on Earth Day.  The Main Stage will feature talks about:

The Future of Personal Energy Use           11:30 a.m.

Arlington’s Solar Co-op                                  3:00 p.m.

Green Home Choice Awards                        3:45 p.m.

Attend the Expo and free events at the Main Stage.  We’ll be giving away free LED bulbs to attendees of the sessions noted above.  While you are at the Expo, look for the Rethink Energy booth.  We’ll have info on LED lighting, home energy rebates and more.  Stop by with your energy questions.  We’d love to help you save energy and money.

The Expo is being held from 10 a.m.-5 p.m. on Saturday, April 22, at the Thomas Jefferson Community Center (3501 2nd Street S.).

A full list of classes and workshops is available online.

 


Flying Colors column banner

Flying Colors is a sponsored column on the hobby of backyard bird feeding written by Michael Zuiker, owner of the Wild Birds Unlimited store at the Lee Harrison Shopping Center. Visit the store at 2437 N. Harrison Street or call 703-241-3988.

Who wouldn’t like a healthy meal full of protein? Well maybe you wouldn’t if the meal were live mealworms. But if you are a wild bird surviving in the wilds of Arlington, then you certainly would.

Everyone who enjoys the hobby of backyard bird feeding knows about the different choices of bird foods to offer their backyard visitors. In many yards you will see different feeders offering seed, nuts and suet. But many people are missing out on attracting a much greater variety of birds by not offering bugs, specifically, mealworms.

Mealworms, whether they are alive or dried, offer a tremendous source of protein and fat. During the nesting season, most birds need the protein as they build nests, breed, and raise the chicks in the nests until they fledge. I am sure you are probably saying, “Let them eat all the mosquitos in my yard!” Well, some birds will and do.

But a juicy mealworm is a better meal for the adult and baby birds than a tiny mosquito. It would be like comparing going to dinner at Ruth Chris’ to 7-Eleven. At least, that is what the birds told me.

Here is the great thing about offering a feeder filled with dried and live mealworms. During the migration season of the songbirds, which is occurring now, you have the opportunity to try and attract 20-30 different species of birds that do not eat seeds. For the next two months, warblers, thrushes, vireos, flycatchers and other birds will be migrating through our yards and parks. When they travel, they use up a lot of energy.

So a quick and easy rest stop at a new restaurant will be very attractive to them. Mealworms are the larvae of the non-flying beetles. When offering them in feeders, they mimic natural insects. This is just too good to pass up for birds.

Offering this as an add on to their other bird foods, give the birds a good source of fat and protein. Live mealworms provide approximately 22 percent fat and 18 percent protein. Dried mealworms provide the birds 32 percent fat and 49 percent protein. Whereas live mealworms are more attractive to the birds than the dried mealworms, the dried mealworms are easily added to other foods for the birds to eat. Most insect eating migratory birds readily eat this live treat.

When feeding live mealworms, you will need to use a feeder with slippery sides. There are many styles made of wood, plastic, metal and glass. The slippery sides prevent them from climbing out. In my yard, I will put out 50 or so at a time. This feeder is close to my sliding glass doors in my back office and offers me a great view of the birds. The smaller bird feeders help to prevent the bigger birds, like the European Starlings, from dominating the feeders.

Mealworms typically come in containers of 500 worms. They can be kept in your refrigerator for up to a couple of months. Even if your significant other sleepwalks and raids the refrigerator for a midnight snack and grabs a handful, they will be fine. Some cultures eat mealworms regularly as a snack.

Feeding mealworms is part of the “new school” of bird feeding. When you stop in, we will help you understand this new way of feeding to see how you can incorporate “mealworms” in your bird feeding stations. We carry a variety of glass feeders and trays to get you started. Live and dry mealworms work well in these feeders.

Don’t miss out on this great chance to feed this unique food to the breeding and migratory birds.


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Just Listed highlights Arlington properties that just came on the market within the past week. This feature is written and sponsored by Team Cathell, “Your Orange Line Specialists.”

Buyers outpaced sellers this week in Arlington as 86 homes went under contract while only 80 homes went on the market.  This makes Arlington’s already low inventory even worse and puts ever more pressure on buyers competing on fresh new inventory. Of those homes sold this week, nearly half (41) were snatched up within a week of hitting the market.  Buyers are often bidding against 5-6 other offers. This sellers’ market has seen the “days on market” drop this week to only 29.

Buyers got a little relief this week as interest rates dropped about six basis points. The 30-year fixed rate is now at about 4.2 percent.

Can you answer this question: How could Arlington’s average home prices last year remain flat when inventory levels never rose above 2.5 months, and interest rates were relatively stable throughout the year? Traditional wisdom says home values rise during a sellers’ market. So what happened last year?

On a happy note, Bob Hope’s spectacularly designed “spaceship home” sold this week in Palm Springs for $13 million. The 23,000 square foot home is as unique as Bob Hope himself.

Click to see all the fresh new inventory in MRIS and call Team Cathell (703-975-2500) when you find a home you like.


Ready Arlington banner

This biweekly column is sponsored by the Arlington Office of Emergency Management.

If the answer to that question is never or, that you never knew how, you’re in luck! April 9-15, 2017 is National Public Safety Telecommunicators’ Week, and the perfect time to show appreciation for 9-1-1 Call Takers and Dispatchers everywhere.

The idea for this week-long event was started in 1981 as a local event in Costa County, Va. President George H.W. Bush signed a proclamation in March 1992 inviting all Americans to observe this week so everyone could be made aware of their hard work and dedication to their communities.

What About A 9-1-1 Dispatcher Am I Celebrating, You Ask?

The first voice you hear when you call 9-1-1 is that of a call taker with their calm and reassuring voice. They are highly trained professionals who work with police, fire and medical personnel to get you the help you need. A 9-1-1 dispatcher is available 24 hours a day, 365 days of the year, always ready to handle your call for assistance. In some instances, they can even make the difference between life and death.

Why Do They Have To Ask So Many Questions? Why Don’t They Just Send Me Someone?

Well let’s clear some things up. Emergency 9-1-1 Call/Takers/Dispatchers are trained to prioritize incoming calls: they’re gathering pertinent information from you to make sure the police, fire and/or medical personnel are equipped and prepared to respond before they get to you. They also need certain information to keep not only you as safe as possible, but also to keep the police and fire units safe. This can sometimes mean a lot of questions.

Actually, while they are gathering information from you, the call has already been entered for dispatch, and often, the police and/or fire personnel are already on the way. So, if you’re worried that their questions are causing a delay, don’t be. It is just providing you with the best service possible.

Oh, I Get Why We Should Honor Dispatchers Now! What Kind Of Activities Go On At Arlington’s Emergency Communication Center During This Week Of Celebration?

The week is an opportunity to shine a light on the phenomenally difficult, and often emotionally demanding work, that our 9-1-1 Call Takers/Dispatchers do to keep our community and responders safe. It also gives us a chance to thank them for their long work hours, sacrificed time away from their families (especially during holidays), and their commitment to public safety.

Annual recognition includes: Supervisor of the Year, Trainer of the Year, Teamwork Award, ECC Award of Excellence, Best Leader and Motivator, as well as a Hall of Fame, honoring 9-1-1 dispatchers with 15+ years of service in Arlington County.

How Can I Show Appreciation To My Arlington County 9-1-1 Emergency Dispatcher This Week?

The best way is to write a letter to Jack Brown, Director of the Arlington County Office of Emergency Management, and if you should ever have to call for assistance, a thank you is always appreciated because when you call, they answer.

Saving lives is what dispatchers do!


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This biweekly sponsored column is written by the experts at Gordon James Realty, a local property management firm that specializes in residential real estate, commercial real estate and homeowner associations. Please submit any questions in the comments section or via email.

Renters and homeowners, in general, tend to want the same things from their living situations. Whether it be a house, an apartment, a townhouse or a condo, there are the obvious must-haves like safety, space, cleanliness, affordability and a decent location. Then, there are the more specific wants: for example, a fenced in yard for my dog, a garage to shield my racing bikes from the elements, walk-in closets to house my shoe addiction and proximity to my place of work downtown.

However, when you dig deeper based on where people are located throughout the country, people’s wants and needs become even more specific. For example, people in Florida? They want a pool. People in Phoenix, Ariz. need air conditioning. It gets hot there! In fact, some Junes and Julys have seen anywhere from 118 degrees to 122 degrees.

Austin, Texas has a young, fun crowd there and the millennial group of renters and homebuyers want to be near bars, restaurants and music venues. After all, Austinites claim they live in the “music capital of the world.” Boston renters want to make sure their utilities are included. Perhaps because rental rates in Boston are so high (the average one-bedroom apartment in Boston goes for about $1,180/month) and they don’t want to pay even more for things like heat, electricity, water and trash.

As you can see, different people in different places want different things. Now, let’s talk about the Washington, D.C. area. What do people there want? After extensive research and chatting with both D.C. and Arlington residents past, present and future, we came up with this list. Check it out!

  1. Walkability: Washington, D.C. and Arlington are both extremely walkable. Many people are able to walk to work (think Georgetown, Dupont Circle, Eastern Market, etc.) and even if walking isn’t an option, proximity to the Metro and other forms of public transportation is not an issue in the area.
  2. Job: Careers are a main reason why many people move to D.C in the first place. Lots of young people with high hopes and dreams of a career in politics flock to the area like bees to honey. If you want to work for the federal government, then this is the city for you. The U.S. government employs nearly 150,000 people locally. Not into politics? That’s ok! Though you may hear a lot about it during your time here, living in D.C. does not mean you need to become a politician. The area is also home to many other major businesses: private health care, software development, defense contracting, wholesale and manufacturing, tourism, management analysis and more.
  3. Food: Foodies, unite! According to Livability.com, “D.C. is a great city for people who love food. The cuisine is truly international, and there are plenty of chic cafes, hipster bars, farmer’s markets, and celebrity chef-run experiences to please all appetites and budgets.” Throughout interviews, some of the top restaurants mentioned were Thip Khao (3462 14th Street NW), Tail Up Goat (1827 Adams Mill Road), Convivial (801 O Street), Le Diplomate (1601 14th Street NW), Barcelona Wine Bar (1622 14th Street NW) and Bombay Club (815 Connecticut Avenue). Note that D.C restaurants were not the only ones to be mentioned! Here were the top mentioned places to eat in the Arlington area: Bonchon (2209 N. Pershing Drive), Green Pig Bistro (1025 N. Fillmore Street), Kapnos Taverna (4000 Wilson Blvd.) and Lyon Hall (3100 N. Washington Blvd.), among may others.
  4. The area is welcoming and forward-thinking. Washington, D.C., as the nation’s capital, is extremely LGBT-friendly, and many women there say they feel “equal” to men in terms of their careers. Did you know that nearly 15 percent of adults in D.C. identify themselves as a member of the LGBT community? This is nearly three times the national average. Washington, D.C. has the highest percent of recorded same-sex couple households in the whole country, and a booming LGBT presence throughout. On any given weekend, you can see protests, marches and congregations regarding the fairness and equality of the LGBT community and women. In 2012, D.C. was ranked as the top metropolitan area for women’s well-being in 2012. Why? Because women in D.C. earned the most money and were more educated than anywhere else in the country, according to Measure of America. Girl power!
  5. Education: Many people move here to learn. Colleges and universities in the area include: Georgetown University, American University, Howard University, Strayer University and George Mason University.

Thinking about moving to Arlington? Or, maybe you already live there and want to switch up your location. Whatever the reason, check out Gordon James Realty, a company that invests the considerable hours, care and skill required to manage properties and maximize returns, so you can spend your precious time elsewhere – the park with your dog, a weekend getaway with your friends, the library with your study group, etc.

Gordon James delivers full-service residential property management for single-family homes, multi-family homes and condo units in Washington, D.C. and Northern Virginia.


Just Reduced banner

Each week, “Just Reduced” spotlights properties in Arlington County whose price have been cut over the previous week. The market summary is crafted by licensed broker Aaron Seekford of Arlington Realty, Inc. GET MORE out of your real estate investment with Aaron and his team by visiting www.arlingtonrealtyinc.com or calling 703-836-6116 today!

Please note: While Aaron Seekford provides this information for the community, he is not the listing agent of these homes.

Tax Day is one week away. You likely know this already (sorry to be Captain Obvious) and are either scrambling to get your taxes done or (hopefully) sitting on a nice return.

If you receive or received a check from Uncle Sam, the question is: What are you going to do with it? Sure, it may seem like an opportune time to go treat yourself to a new gadget or lots and lots and lots of lattes.

Or, maybe perhaps it’s the perfect time to start investing in your future. With today’s lending options, a little bit can go a long way in securing a beautiful home for you and your family. For some, it sure beats paying a landlord every month.

Additionally, there are some nice deductions that come with owning a home that you may potentially take advantage of come Tax Day 2018.

When you’re ready to roll, I am too. Let’s GET MORE out of your investment.

As of April 10 there are 227 detached homes, 36 townhouses and 231 condos for sale throughout Arlington County. In total, 42 homes experienced a price reduction in the past week.

Here is this week’s selection of Just Reduced properties:

Please note that this is solely a selection of Just Reduced properties available in Arlington County. For a complete list of properties within your target budget and specifications, contact Aaron Seekford.


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